RE: Yup another noob.. but I think I just screwed up
Welcome, and good luck. Hope for the best. If you can, you may want to put more money a month into your loan and make sure you let them know that the extra goes towards the principal of the loan, so you can get what you owe less than what the car is worth by the time the 2nd gen comes out. I have been doing this with the mustang, for other reasons though, like trying to look even better for lenders for a new home this summer.