There are a number of things that affect the cost of insurance:
***Gender & Age. Obviously, males between minimum age (usually 16) and 25 go into a "high risk" category.
***Driving Record / Citations. The more points you have on your license, the more you pay.
***Collision Coverage, which is based on the price/replacement value of the car (required for all financed cars - in states that require insurance coverage).
***Theft Rating If the vehicle is high on the "desirable" list, it'll cost you more to insure.
***Liability Limits. Minimums are usually dictated by the State the insured lives in.
***Deductible. The less you want to pay out of pocket, the more you pay in premiums.
***Past claims. If you've filed a lot of claims, you may have trouble getting insurance anywhere. If you're lucky enough to find a company to insure you, you'll pay dearly. This is seperate from Driving Record - you can submit claims for damage from vandalism, fire, theft, etc. ...... none of which are moving violations.
***Lapses in Insurance Coverage in the past. Does not apply to new drivers - obviously.

For the sake of argument/comparison, let's use a Charger SRT8 (6.1L Hemi V8) with Option Group 1 ($675.00) as the only "Option" as a baseline with some hypothetical figures: (bear in mind these costs - unique to each driver and their geographic location- will vary and are NOT actual costs, but an approximation ONLY!)
One time costs:
$42,654.60.00: Purchase Price of the vehicle $37,395.00, sales tax @ 8% ($3,159.60) and gas guzzler tax ($2,100.00).
$36.00 :Title ($20.00), Plates ($16.00 - more for "Vanity"/custom with an additional annual fee in most states), Fees.
Recurring costs:
($73.00 - 2 years) Registration
($18.00 - 1 year) Inspection
($51.00 / week) Gasoline at current prices based on 15000 miles/ year, 17 mpg overall, & @ $3.00/ gallon
($159.95 / year) Oil ($23.36/), filters ($8.63/) based on 5 oil changes / year using 7 qts. non-synthetic oil & above average filters for each change - DIY
Tires, brakes, air filters - dependant on conditions, mileage and recomended service schedule.

Let's take a hypothetical approach (keeping it modest).
+$42.654.60 purchase price of the car
+$ 56.50 Title and registration & transferring plates
- $12,796.58 30% down payment / trade in value
$29,914.52 Amount financed (70% of the sale price) for 60 months @ 7.00% -$592.34

Monthly costs:
$592.34 car payment
$218.57 gasoline (same formula as above)
$ 13.39 maintenance (oil changes only - car wash / wax / detailing / other maintenance ie tires, brakes, etc. additional)
$ 6.95 registration and inspection
$ 85.00 insurance - approximate, based on 40 yr old male, clean driving record, driver safety course within last three years, collision and full glass coverage with a $250.00 deductible, $250,000.00 /$500,000.00 /$50,000.00 limits on liability, new 2 door coupe (I used a Mustang GT coupe for a baseline here), large V8 engine, 15 miles ea way to/from work, 15,000 miles annual, NO multi car /homeowners /renters discount
$916.25 per month

Males between the ages of 16 and 25 (in most states) with a clean driving record - on their own policy can expect monthly insurance costs approximately 2X - 4X the monthly cost estimated above (under the same mileage conditions for the same car), putting the cost between $1001.25 and $1171.25 per month.

[i][b]PLEASE don't crucify me for these calculations. Again, they're HYPOTHETICAL, APPROXIMATE and based on the most applicable current costs I could obtain for an overall IDEA of what we're considering as a direct answer to the original question.[