I'm 18 have a good secure job, I make $20 an hour, I bought my powerwagon with "squirrel hole" cash, I paid $1500 for it, that took me 3 weeks to put back away, however I have lots of opportunity for overtime, and I work the occasional saturday, I now have about $25K squirreled away for the challenger. I will wait till I get about $35K saved up then take out a loan and use the first 20 for a down payment, then pat the rest off quickly, establishing good credit, and dropping some jaws at the local bank.

Hard work, and cut backs in the luxury department, and I'm sittin great for my challenger.

Whatever you do though, don't dig youself a hole you'll never get out of, and if you don't have great credit, or have not yet established credit, get someone with a good credit history to cosign, it will cut your interest rate significantly.

Good luck to everybody, hope all who want one will be able to get one.