Well i'm only 14 so i have absolutly no idea what the crap to do. so, i'll just do what my da tells me to do when i start out on my own.

My dad makes 70k-ish a year. we could well afford a challenger but we have 2 married couples (going to college) and my sister, in a year and a half will be going to college to. so in about 4 ish years everyone will be out of college and my da d can afford a challenger.