Most Americans spend more than they make. This is (one of a million) reasons we are in such economic times as we are. It has been stated many times in this forum - only buy what you can afford - and it is not just money we are talking about. It is about your future. Generally speaking humans are short sighted. All too often we sacrifice the future for a few fleeting pleasures today.

I don't know why but some people have to have the newest lastest "thing" while others are content with what they have.
My dad always would say to me (and I hated it when I was young), "If you have to ask how much it is, then it is too much to ask for." Today, now as a dad, I say this to my kids (payback 8^) ), but hopefully I will instill the same restraint and discipline.

I will be paying cash for my SRT8. Credit Card companies frown on my wife and I, but if we can not pay cash, we don't get it. Ah, the only way to live, not owing a cent to anyone. It is a great feeling of freedom, - thanks dad, rest comfortably; one lesson learned.

09.5_Challenger_6.1