We get our insurance through a broker... Bell Anderson Agency in Bellevue Washington. The Actual insurance company that covers our vehicles is Mutual of Enumclaw. M of E is a locally based property and casualty insurance company that operates in Washington, Oregon, Idaho and Utah. Not sure it is available in other states. We beat up our insurance broker for better rates about once every year, and this one seems to have been the best over the past couple of years. Cheers!