All through my twenties and thirties it always bugged me that friends who made the same as me had a better lifestyle (nicer cars, houses, faster women, etc.) but little by little the pay as you go thing started to make a positive difference for me. Now at 48 yrs old, I have passed most of them by and am paying cash for my Challenger. You free spirit types can see your future. Just look at all the miserable old folks on Social Security that never saved a dime. I'm going to run the heck out of this car for several months and then try to sell it for a small gain or no loss. Then it's off to the new camaro.

Happy Payments