I understand your point about those who save and what have you...and when I was younger, I used to hold a little resentment toward these folks as well, and mostly out of petty envy.

Now, that I'm a little older, I see that what each individual does in their youth can have both merits and detractions.

However, just because it doesn't work for me necessarily to have debt such that I may afford things I can't pay for outright, doesn't make it bad. I think where the bad comes in when a person doesn't know from want, but knows everything from being deep in debt. Youth is for mistakes in the form of women, cars, etc....each can be a painful but valuable lesson.

I will not denigrate free spirit types, or jibe at them with threatening prognostications. It's not my place; and who's to say? the free spirit types are the ones who are typically brash enough to risk failing enough times and not be thwarted until eventually they succeed. (read entrepreneurs who finally make it).

As far as the new Camaro.....OK I guess but at the end of the day, you're in a Camaro....not a Challenger...and all you'll have at that point is a Camaro AND the regret that you no longer have the sweetest homage to revisionist retro muscle car-dom, the Dodge Challenger.

As for success in your life, I congratulate you. It's a good thing to have. One suggestion related to it, find the intrinsic value in it and judge it's worth by the happiness it brings to you more than sadness others have by not possessing it. You may find you will value it more.