my teen driving was in an 85 Volvo 240 wagon. And that was some of the most insane driving I ever did. All the crazy stunts I had to pull to make it keep up with my friends....
400hp is a lot for 16, but if it's your own money, nobody can tell you otherwise (except the insurance company that charges you 1000 dollars a month). If I could have bought a 400+hp car at 16, I would have in a heartbeat. And if they'd offered a 600 hp, I'd have taken that too if I could. So DKCHallenger, you're showing good self control to nobly forgo the 6.4.