Im actually considering it. Let me tell why and if anyone can shoot it down or has a better option.
I know that you can lease Charger SRT8's so I built one online at approx the same cost as a SRT8 Challenger. Then I plugged in my total downpayment of 11K on a 39 month lease. I did the same thing using standard financing at my credit with a rate around 5.5 for 72 months. I didnt save all the numbers but it was about $85 or more a month cheaper to lease. Then at the end of the lease convert it to a standard car loan for say 36 months.
I stumbled accross this when I had to buy out my lease on my 05 Dakota. I cant explain it but it seems cheaper, or maybe just putting more money and intrest on the back end. When I financed the balance on my Dakota I did put a couple grand down on it and the payment is cheaper.
Regardless its a way to get a lower inital monthly payment I think.
Considering Im keeping this for the long term I can get over dragging out the payoff for an extra year or two.
We will see.