Welcome to the forum Ryan!!

Insurance will more than likely be higher if you are going off your parents policy... but the v6 model should be a fairly normal rate AND the Challengers have a lot of safety features that should make for lower insurance cost. Shop around... the difference from company to company can be HUGE.

Also might want to go to an insurance broker and have them shop for you. They want your business so they should be happy to do some footwork for you. Look some Insurance Brokers up in the phone book. Last time we shopped for insurance thats what we did and the broker did and still has been getting us the best deal we can find. Havent been able to beat thier rates yet and I comparison shop every year just to check on them.

Good Luck... Have Fun... Be Safe! Cheers!!