A used Viper for around $30,000. Then spend the left over $10,000 for one year supply of gas.

I doubt the Challenger is going to cost $40,000 at the base model. It depends on what you value. I wouldn't pay $36,163 for that boat because I don't have $36,163 worth of value towards it. I wouldn't pay 32,000 for that motorcycle because I don't have $32,000 worth of value for it. I don't have that much value for either because I don't really want either one, but I do want a Challenger. The Challenger is worth more to me.