Originally Posted by
tattooed_pariah
I financed mine through my credit union and am paying $744/mo for 60 months for my R/T.
sounds high I know, but I'm a first time buyer with little to no credit history so they jabbed me with a 8.5% interest rate..
with my trade and cash saved i only had to finance 11K which i just paid off so i pay "0" and my title just arrived so i officially own it now.
Tattooed_Pariah,
don't know how long you have been making your payments but after about 8 months i would look in to refinancing, if you refi at another 60 months it will not only lower the payments that much more due to the amount you have already paid in to it but since you have made payments and so long as you been making them on time or early you should be able to get a lower percentage, even at 6.99% it would lower your payments quite a bit.