I have been checking on the prices of the Mustang recently. An '07 GT convertible can be bought for WELL UNDER 30K. I have seen ALOT of prices in the 22K - 26K range. Of course, you would not be the 1st owner, but you won't be 'saddled' with a $600+/month payment for the next 5-6 years. A smaller price to pay for this much fun...