I can guarantee there are enough idiots out there that would take an 8 year loan on a car. They offer 50 year mortgages on houses now and people have flocked to them. The average american now has over 9 thousand dollars in debt, and I bet they wouldnt mind being under that debt for even longer. I am glad that I took a 7 year loan on a 20 thousand dollar car, 0% intrest, and I dont plan on getting rid of it. I guess I must be one of those idiots you were talking about.